Privacy Policy

Who we are

Effective Date: 12 January 2025

Thank you for using MyZakat. Your privacy is important to us, and we are committed to safeguarding the personal information you share with us. This Privacy Policy explains how we collect, use, store, and protect your data in compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

1. Information We Collect

When you use MyZakat, we may collect the following types of information:

  • Personal Information: Name, email address, telephone number, and mailing address.
  • Financial Information: Details about your income, assets, liabilities, and zakat calculations.
  • Device Information: Information about the device you use to access our app, such as IP address, operating system, and browser type.
  • Usage Data: Details about how you use our app, including navigation and interactions.

2. How We Use Your Information

We use the information collected for the following purposes:

  • To calculate zakat and provide personalised financial insights.
  • To communicate with you regarding updates, support, or changes to our services.
  • To improve the functionality, usability, and security of our app.
  • To comply with legal obligations and regulatory requirements.

3. Sharing Your Information

We do not sell or rent your personal information. However, we may share your data in the following circumstances:

  • Service Providers: With trusted third-party service providers who assist in app functionality, data processing, or customer support.
  • Legal Compliance: If required by law, to comply with a legal obligation, or to protect our legal rights.
  • With Your Consent: When you explicitly agree to share your information.

4. Data Security

We implement industry-standard security measures to protect your data from unauthorised access, disclosure, or misuse. This includes encryption, secure storage, and regular security assessments. However, no system is completely secure, and we cannot guarantee absolute security.

5. Your Rights

Under the GDPR and CCPA, you have the following rights regarding your data:

  • Access: Request a copy of the data we hold about you.
  • Correction: Update or correct inaccurate information.
  • Deletion: Request the deletion of your personal data, subject to legal and contractual obligations.
  • Restriction: Restrict the processing of your data in certain circumstances.
  • Data Portability: Request your personal data in a portable format under GDPR.
  • Opt-Out: Under CCPA, opt out of the sale of personal information (though we do not sell personal data).
  • Non-Discrimination: Under CCPA, you have the right not to be discriminated against for exercising your privacy rights.

To exercise these rights, contact us at [email protected].

6. Retention of Data

We retain your personal data only as long as necessary to provide our services or comply with legal requirements. Once no longer needed, your data will be securely deleted or anonymised.

7. Children’s Privacy

MyZakat.AI is safe for children as we do not collect age or gender information. The app can be used by individuals of all ages under the supervision of a guardian, if applicable. If we become aware of any inappropriate data collection, we will promptly address and resolve the issue.

8. Apple Pay

When you use Apple Pay in our app:

  1. Data We Collect:
    • Transaction details (e.g., purchase amount, date).
    • Device information (e.g., device model, Apple Pay tokenization data).
    • We do not collect or store your full credit/debit card numbers, Apple Pay account details, or biometric authentication data (e.g., Face ID/Touch ID).
  2. How We Use This Data:
    • To process payments and prevent fraud.
    • For order fulfillment and customer support.
    • To comply with legal obligations.
  3. Third-Party Sharing:
    • Payment processors (e.g., Stripe, Braintree) receive transaction data to complete payments.
    • We do not sell Apple Pay data to third parties.
  4. Security:
    • Transactions are encrypted and processed securely via Apple Pay.
    • We comply with PCI-DSS standards for payment data.

For more details, review Apple’s Privacy Policy.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. Any changes will be communicated through our app and website, and the updated policy will be effective upon posting.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us:

By using MyZakat, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue the use of our services.